The advisers at Moneyplan are highly skilled and educated, for over 30 years we have provided comprehensive advice to a vast range of clients. Strategy development is about identifying issues that need addressing as well as opportunities to grow, protect or manage your wealth. Our areas of expertise include:

  • Budgeting and cash flow strategies
  • Debt management - structuring your affairs to clear inefficient debt and also using debt to your advantage to build wealth 
  • Protecting the things that are important to you from the risks of life i.e. loved ones, assets,
    income, lifestyle and business 
  • Strategies to grow wealth
  • Superannuation strategies
  • Self managed super funds (SMSFs), including strategies around borrowing to invest in property
  • Tax effective strategies, structuring and planning
  • Investment advice and portfolio management - click here to read about our investment philosophy 
  • Retirement planning
  • Redundancy and employment termination advice
  • Centrelink and Department of Veteran Affairs
  • Retirement village advice
  • Aged care strategic advice
  • Estate planning ensuring your affairs are in order when you’re not around or can’t look after them yourself
  • Business succession planning

Financial planning may seem complex and while sometimes it can be, we believe our role is to simplify these complex matters and educate you, so as you can make informed decisions.

Where appropriate we may draw on the expertise of other professional specialists (i.e. your accountant, finance broker, solicitor, bank or property specialist) to ensure that you receive the very best advice.

As the sketch below illustrates, real financial planning is not just about money. Our role is to help you make smarter decisions with your money, so that you can use it as a tool to live a great life. 

 
 

How can financial advice help you?

Most people don’t wake up in the morning and say to themselves, “I should meet a financial planner today”. In our experience a specific event triggers the need for advice, which could occur at a certain life stage or an uncontrollable event at any age. It’s never too early to start planning, however unfortunately it can sometimes be too late.

No matter your stage of life, a Moneyplan adviser can provide guidance and the triggers we typically see are:

Getting started - 20’s to 40’s

  • Managing cash flow
  • Starting a career
  • Buying your first home
  • Increased debt
  • Protecting your lifestyle
  • Getting married
  • Starting a family
  • Saving for travel

Mid-life - 40’s to 50’s

  • Maintaining your lifestyle
  • Children’s education
  • Upsizing your home
  • Changing career
  • Building wealth
  • Receiving an inheritance
  • Caring for parents

 

Pre-retirement - 50’s to 60’s

  • Maintaining your lifestyle
  • Thinking about retirement
  • Business/career exit
  • Redundancy
  • Mortgage paid off
  • Receiving an inheritance
  • Assisting children
  • Building wealth

Retirement - 65+

  • Managing and protecting wealth
  • Retirement income planning
  • Healthcare funding
  • Children getting married
  • Relocating/downsizing
  • Considering the need for aged care
 

Get in touch

Our tailored advice is designed to give you peace of mind. Moneyplan is a boutique financial planning and wealth management practice located in North Essendon. If you would like one of our staff to contact you please don't hesitate to contact us.

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Here at Moneyplan, we provide prospective clients with an opportunity to ask an on-line question to one of our financial planners. This online question and answer service is a free offering, to allow clients to experience Moneyplan’s individual service. 

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